Used Car Loan
A used car loan helps you purchase a pre-owned vehicle without paying the full amount upfront. It allows you to own a car with easy EMIs and flexible repayment options.
Overview
| ✔ Finance available for certified & non-certified used cars | |
| ✔ Loan amount up to 80% – 90% of car value | |
| ✔ Flexible tenure up to 5 years | |
| ✔ Competitive interest rates | |
| ✔ Quick approval & fast disbursement | |
| ✔ Minimal documentation |
Detailed Information
✔ Finance available for certified & non-certified used cars
✔ Loan amount up to 80% – 90% of car value
✔ Flexible tenure up to 5 years
✔ Competitive interest rates
✔ Quick approval & fast disbursement
✔ Minimal documentation
Features & Benefits
Why this product is right for you
Eligibility Criteria
Check if you qualify:
| 💰 Loan Amount & Eligibility | Loan approval depends on: Vehicle age & condition Customer income & credit profile Employer/business stability Lender policies Most lenders finance cars up to 8–10 years old. |
Why Choose Udhar Capital?
✅ 1. Multiple Bank & NBFC Options
We compare offers from various lenders to get you: ✔ Competitive interest rates ✔ Higher approval chances ✔ Flexible repayment options
✅ 2. Fast & Smooth Approval
✔ Quick eligibility check ✔ Minimal documentation ✔ Faster sanction & disbursement We understand used car deals move fast — so we move faster.
✅ 3. Higher Approval Support
Even if: Credit score is average Income structure is complex You are self-employed We structure your case professionally to improve approval chances.
✅ 4. Finance for Wide Range of Vehicles
✔ Hatchback, Sedan, SUV ✔ Cars up to eligible vehicle age ✔ Individual & dealer purchases
✅ 5. Flexible EMI & Tenure
✔ Affordable EMI options ✔ Flexible tenure up to 3–5 years ✔ Pre-closure support (as per lender policy)
✅ 6. Complete Documentation Support
We guide you in: ✔ RC verification ✔ Insurance check ✔ Ownership transfer ✔ Loan hypothecation process
✅ 7. Transparent & Trusted Service
✔ No hidden charges ✔ Clear communication ✔ End-to-end customer support
Documents Required
Keep these documents ready to ensure a smooth and fast loan approval process.
Fees & Charges
| its depend on varius banks/Nbfc |
Partner Banks
Trusted institutions powering our approvals and disbursals.
Built For Growth, Trust, and Speed
A complete ecosystem designed for better performance and better customer outcomes.
Easy On-boarding
Quick activation and smooth start for every partner.
Multiple Products
Wide product basket to match every customer profile.
Instant Approvals
Faster decisioning pipeline for better conversion.
Prompt Payouts
Reliable and transparent payout tracking system.
Secure Data
Strong security and compliance-led data handling.
Unified Dashboard
Single view of leads, status, payouts, and insights.
Rewards & Loyalty
Growth-linked incentives and lifetime partner value.
Excellent Customer Support
Dedicated assistance from onboarding to disbursal.
Training Programs
Skill-building sessions to improve quality and output.
Different Forms of Loan Repayments
Choose the repayment style that fits your cash flow.