🩺 Doctor Loan (Professional Loans for Medical Practitioners)
Financial institutions offer specialized loan solutions designed exclusively for doctors to support their professional growth and personal financial needs.
Overview
Detailed Information
👨⚕️ Eligible Professionals
✔ MBBS / MD / MS doctors
✔ BDS & dental surgeons
✔ Ayurvedic & Homeopathy practitioners
✔ Clinic owners & hospital consultants
✔ Self-employed & salaried doctors
💰 Types of Doctor Loans
✅ 1. Clinic Setup & Expansion Loan
✔ New clinic setup
✔ Renovation & interiors
✔ Purchase of medical equipment
✔ Hiring staff & infrastructure
✅ 2. Medical Equipment Financing
✔ Diagnostic machines
✔ Dental chairs & tools
✔ Lab & imaging equipment
✔ ICU & specialized devices
✅ 3. Working Capital Loan
✔ Day-to-day operational expenses
✔ Inventory & medicines
✔ Staff salaries & utilities
✅ 4. Personal Loan for Doctors
✔ No collateral required
✔ Quick approval & disbursement
✔ Flexible usage (travel, personal needs, emergencies)
✅ 5. Home & Car Loans (Preferential Rates)
Doctors often receive:
✔ Lower interest rates
✔ Higher eligibility limits
✔ Faster approvals
Features & Benefits
Why this product is right for you
👨⚕️ Eligible Professionals
✔ MBBS / MD / MS doctors ✔ BDS & dental surgeons ✔ Ayurvedic & Homeopathy practitioners ✔ Clinic owners & hospital consultants ✔ Self-employed & salaried doctors
🎯 Why Lenders Prefer Doctors
✔ Stable & high earning potential ✔ Strong professional credibility ✔ Low default risk profile ✔ Consistent income flow
Eligibility Criteria
Check if you qualify:
| 📄 Documents Required | ✔ Medical degree & registration certificate ✔ Clinic establishment proof (if applicable) ✔ Income proof / ITR (2–3 years) ✔ Bank statements (6–12 months) ✔ PAN & Aadhaar |
Why Choose Udhar Capital?
Why Udhar Capital
✔ Compare multiple banks & NBFCs ✔ Secure best interest rates & terms ✔ End-to-end documentation support ✔ Faster approval & disbursement ✔ Dedicated professional assistance
Documents Required
Keep these documents ready to ensure a smooth and fast loan approval process.
Fees & Charges
| Depends on profile , Cibil & varius BANKs/NBFCs |
Partner Banks
Trusted institutions powering our approvals and disbursals.
Built For Growth, Trust, and Speed
A complete ecosystem designed for better performance and better customer outcomes.
Easy On-boarding
Quick activation and smooth start for every partner.
Multiple Products
Wide product basket to match every customer profile.
Instant Approvals
Faster decisioning pipeline for better conversion.
Prompt Payouts
Reliable and transparent payout tracking system.
Secure Data
Strong security and compliance-led data handling.
Unified Dashboard
Single view of leads, status, payouts, and insights.
Rewards & Loyalty
Growth-linked incentives and lifetime partner value.
Excellent Customer Support
Dedicated assistance from onboarding to disbursal.
Training Programs
Skill-building sessions to improve quality and output.
Different Forms of Loan Repayments
Choose the repayment style that fits your cash flow.