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Udhar Capital - Home
Verified Trusted by 10,000+ Indians

Financial Freedom
Starts Today

Experience India's fastest loan processing. Get approvals from ₹10k to ₹25 Lakhs in minutes with minimal documentation.

48 Min Approval Time
upto 5CR Max Amount
9.75% Interest Rate
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Our Services

Tailored Financial Solutions

Choose the product that fits your life goals

Personal Loan
Personal Loan

Personal Loan Interest rate starting for 9.75%

Service Available
Check Eligibility
Business Loan
Business Loan

Udhar Capital makes it easy with quick and...

Service Available
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Car Loan
Car Loan

Get best offers on car loan from leading...

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Credit Card
Credit Card

Credit card

Service Available
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Property Loan
Property Loan

Udhar Capital can be your savior if you...

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Professional Loan
Professional Loan

Professionals Loan starting from @10.75%

Service Available
Check Eligibility

Why Choose Udhar Capital

Quick & Convenient

A streamlined digital process designed to get you started in minutes without the usual bank hassles.

Instant Approval

Our smart evaluation engine provides real-time feedback on your loan eligibility and approval status.

Same-Day Disbursal

Once approved, the funds reach your account within hours, ensuring your financial needs are met instantly.

No Collateral

Access capital based on your merit. No need to pledge assets or worry about hidden security fees.

Simple Process

How It Works

Get your loan in just 3 easy steps

1

Quick Apply

Fill our simple online form in just 2 minutes. No lengthy paperwork or physical visits required.

2

Upload Documents

Upload digital copies of your documents. Our AI system verifies them instantly.

Identity Proof PAN Card Bank Statement
3

Get Money

Receive instant approval and get money directly in your bank account within 10 minutes.

10 Min Disbursal
Start Your Journey
Smart EMI Calculator

Calculate Your Monthly EMI

Quickly estimate your EMI using a standard reducing-balance formula.

₹
Choose between ₹50,000 and ₹25,00,000
%
Typical range: 6% to 30%
Choose between 1 and 20 years
Loan Amount

₹5,00,000

Tenure
5 Years
Interest Rate

10.5% p.a.

Your Monthly EMI

₹10,750

Per month for 60 months
Payment Breakdown
Principal ₹5,00,000
Total Interest ₹1,45,000
Total Payable ₹6,45,000
Apply with These Details
FAQs

Questions? We have answers.

Clear, quick responses to common loan queries.

48 min
Fast approvals
24x7
Support access
₹250CR
Max amount
9.75%
Rates from
Talk to an Expert

Yes. We use industry-standard security measures and encryption to protect your personal and financial information at all times.

Once your loan is approved, the amount will be directly credited to your registered bank account via secure electronic transfer.

You need a valid identity proof, address proof, and basic income details. No physical paperwork is required as the process is completely online.

Loan approval usually takes a few minutes after submitting the application. In some cases, it may take up to 24 hours depending on document verification.

Any Indian citizen aged 18 years or above with a valid identity proof, active mobile number, and bank account can apply for a loan through our platform.

Ready to unlock your next big move?

Apply in minutes with instant eligibility checks and transparent pricing — no surprises.

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