Personal Loan
A personal loan is an unsecured loan that customers can use for any purpose such as medical expenses, travel, marriage, education, or emergencies.
Overview
| ✔ Loan amount: upto ₹75+ lakhs |
Detailed Information
✔ No collateral required
✔ Quick approval & disbursal
✔ Flexible repayment options
✅ Key Features
✔ Loan amount: ₹10,000 to ₹40+ lakhs
✔ Tenure: 12 months to 60 months
✔ Interest rate: 10% – 24% (depends on profile)
✔ Instant approval for eligible customers
✔ Fully digital processing available
👤 Eligibility Criteria
✔ Salaried Individuals
Minimum salary: ₹15,000/-month
Job stability: 6 months+
CIBIL score: 700+ preferred
Features & Benefits
Why this product is right for you
✅ Key Features
✔ Loan amount: ₹10,000 to ₹40+ lakhs ✔ Tenure: 12 months to 60 months ✔ Interest rate: 10% – 24% (depends on profile) ✔ Instant approval for eligible customers ✔ Fully digital processing available
Eligibility Criteria
Check if you qualify:
| 👤 Eligibility Criteria | ✔ Salaried Individuals Minimum salary: ₹15,000 – ₹25,000/month Job stability: 6 months+ CIBIL score: 700+ preferred |
Why Choose Udhar Capital?
✅ 1. Multiple Bank & NBFC Options
We compare offers from leading banks and NBFCs to help you get the lowest interest rate and best terms.
✅ 2. Better Approval Chances
Our expert team evaluates your profile and connects you with the lender most likely to approve your loan.
✅ 3. Fast Processing & Disbursement
✔ Quick document verification ✔ Faster approvals ✔ Smooth disbursement process
✅ 4. Minimum Documentation Support
We assist with paperwork and ensure a hassle-free loan process.
✅ 5. Customized Loan Solutions
Whether you are: Salaried Self-employed Business owner We structure the loan as per your eligibility.
✅ 6. Transparent & Trusted Service
✔ No hidden charges ✔ Complete guidance at every step ✔ Ethical and customer-focused approach
✅ 7. End-to-End Assistance
We support you from: ➡ Loan consultation ➡ Application & documentation ➡ Approval & disbursement ➡ Post-loan support
✅ 8. Higher Loan Amount Eligibility
We help structure your case to maximize eligibility and improve approval chances.
Documents Required
Keep these documents ready to ensure a smooth and fast loan approval process.
Fees & Charges
| Depends on profile , Cibil & varius BANKs/NBFCs |
Partner Banks
Trusted institutions powering our approvals and disbursals.
Built For Growth, Trust, and Speed
A complete ecosystem designed for better performance and better customer outcomes.
Easy On-boarding
Quick activation and smooth start for every partner.
Multiple Products
Wide product basket to match every customer profile.
Instant Approvals
Faster decisioning pipeline for better conversion.
Prompt Payouts
Reliable and transparent payout tracking system.
Secure Data
Strong security and compliance-led data handling.
Unified Dashboard
Single view of leads, status, payouts, and insights.
Rewards & Loyalty
Growth-linked incentives and lifetime partner value.
Excellent Customer Support
Dedicated assistance from onboarding to disbursal.
Training Programs
Skill-building sessions to improve quality and output.
Different Forms of Loan Repayments
Choose the repayment style that fits your cash flow.