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Short Term / PayDay Loan
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Financial Services

NEW CAR LOAN

A new car loan helps customers finance the purchase of a brand-new vehicle with repayment through EMIs.

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Fast Approval Secure Low Rates
NEW CAR LOAN

Overview

A new car loan helps customers finance the purchase of a brand-new vehicle with repayment through EMIs.
✔ Loan amount: up to 90%–100% of on-road price
✔ Tenure: 1 to 7 years
✔ Interest rate: 8.5% – 13% (varies by bank & profile)
✔ Quick approval & same-day disbursement (dealer tie-ups)
✔ EMI options & flexible repayment

Detailed Information

A new car loan helps customers finance the purchase of a brand-new vehicle with repayment through EMIs.

✔ Loan amount: up to 90%–100% of on-road price
✔ Tenure: 1 to 7 years
✔ Interest rate: 8.5% – 13% (varies by bank & profile)
✔ Quick approval & same-day disbursement (dealer tie-ups)
✔ EMI options & flexible repayment

Features & Benefits

Why this product is right for you

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Eligibility Criteria

Check if you qualify:

✔ Salaried Applicants Stable job (min 6 months) Minimum monthly income ₹15,000–₹25,000 Good CIBIL score (700+ preferred)
✔ Self-Employed Business vintage 1+ years ITR & bank statements Stable income flow
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Why Choose Udhar Capital?

✅ 1. Multiple Lender Options

We work with leading banks & NBFCs to help you secure: ✔ Lower interest rates ✔ Better loan terms ✔ Flexible repayment options

✅ 2. Faster Loan Approval

Our streamlined process ensures: ✔ Quick eligibility check ✔ Rapid approvals ✔ Faster disbursement

✅ 3. High Approval Success Rate

We match your profile with the right lender, improving approval chances for: Salaried individuals Self-employed professionals Business owners

✅ 4. Up to 100% Financing Options

Get funding for: ✔ On-road price ✔ Insurance & registration ✔ Accessories (in selected cases)

✅ 5. Minimum Documentation & Easy Process

We handle paperwork and guide you at every step for a hassle-free experience.

✅ 6. Flexible EMI & Tenure Options

Choose repayment plans that suit your budget with affordable EMIs and flexible tenure.

✅ 7. Transparent & Trusted Service

✔ No hidden charges ✔ Clear guidance & honest advice ✔ Customer-first approach

✅ 8. End-to-End Support

We assist you from: ➡ Loan consultation ➡ Application & approval ➡ Vehicle delivery coordination ➡ Post-loan assistance

Documents Required

Keep these documents ready to ensure a smooth and fast loan approval process.

For Salaried
For Self-Employed
Documents must be valid and authorised.
Documents Required

Fees & Charges

✔ Fees & Charges (varies by bank & profile)

Partner Banks

Trusted institutions powering our approvals and disbursals.

BAJAJ FINANCE LTD
PIRAMAL
HDFC BANK
ADITYA BIRLA FINANCE LTD
CANARA BANK

Built For Growth, Trust, and Speed

A complete ecosystem designed for better performance and better customer outcomes.

Easy On-boarding

Quick activation and smooth start for every partner.

Multiple Products

Wide product basket to match every customer profile.

Instant Approvals

Faster decisioning pipeline for better conversion.

Prompt Payouts

Reliable and transparent payout tracking system.

Secure Data

Strong security and compliance-led data handling.

Unified Dashboard

Single view of leads, status, payouts, and insights.

Rewards & Loyalty

Growth-linked incentives and lifetime partner value.

Excellent Customer Support

Dedicated assistance from onboarding to disbursal.

Training Programs

Skill-building sessions to improve quality and output.

Different Forms of Loan Repayments

Choose the repayment style that fits your cash flow.

✔ Tenure: 1 to 7 years